Your Sure Foundation, Inc.

CONSUMER CREDIT REPORT AUTHORIZATION AND RELEASE

I hereby authorize Your Sure Foundation, Inc. (YSF) to obtain my consumer report/credit information, credit risk scores and other enhancements to my consumer report (hereinafter collectively referred to as “Report”) for Counselor to provide housing counseling services. This authorization is intended to comply with a consumer report request as set forth in 15 U.S.C. 1681b(a)(2).

I understand and agree that YSF intends to use the credit report for the purpose of evaluating my financial readiness to purchase a home and/or to engage in pre-post purchase counseling activities.
I hereby agree to pay a $40.35 non-refundable fee for a single report and a $80.70 non-refundable fee for a couple’s report payable to YSF in the form of a credit card, money order or a cashier check to cover the cost of obtaining my/our credit report.

I acknowledge that the report is provided “AS IS” AND THAT YSF MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM A COURSE OF DEALING OR A CAUSE OF PERFORMANCE WITH RESPECT TO THE ACCURACY, VALIDITY, OR COMPLETENESS OF THE REPORT OR THAT IT WILL MEET MY NEEDS AND CREDIT REPORTING SERVICE, LLC (CRS) EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES.

I recognize that the accuracy, validity or completeness of the Report provided by CRS is not guaranteed by CRS and I hereby release CRS and CRS’s parent, sister, affiliated companies, successors and assigns and its and their directors, officers, agents, employees and independent contractors (collectively, “CRS’s Affiliates”) from any liability for any negligence in connection with the preparation of the Report and from any loss, damages, expenses, costs or obligations of any kind and nature whatsoever suffered by me resulting directly or indirectly from the inaccuracy, invalidity or incompleteness of the Report.

I covenant not to sue or maintain and claim, cause of action, demand, cross action, counterclaim, third party action or other form of pleading against YSF or CRS’s Affiliates for damages based upon the inaccuracy, invalidity or incompleteness of any Report provided by CRS hereunder.

If one or more of the provisions, or a portion of a provision of this document are held for any reason to be invalid, illegal or unenforceable, such invalidity or illegality or unenforceability will not affect any other provisions of this document, and this document will be construed as if such invalid, illegal or unenforceable provision had not been contained herein.

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