Home First Program




Designed to get individuals ready for home ownership.

The program includes access to a First-Time Home Buying class + Certificate.

Includes a 3 Bureau Credit Report and guidance to improve credit scores

Clients receive a custom, 90-day audited budget and a personalized saving/spending plan.

6 Counseling/education sessions with a housing/credit/financial counselor covering:

  • Debt to Income (DTI) Ratio
  • Improving your credit score
  • Emergency Fund
  • Preparing for Downpayment
  • Post-Housing Maintenance
  • Proper File Documentation
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